Long
term growth requires long-term capital
Because most Bank
financing programs have only short term repayment terms
(90 days to 3 years), it may not match your company's long
range growth plans. A long term loan plus your own
business equity, can give your company the solid base it
requires to expand.
Our
SBA lenders provide long-term loans from $50,000 to
$2,000,000.
Loans for real estate purchase, building acquisition,
construction or improvements offer up to 25 year terms...
Now that's long term! Loans for real estate refinance,
equipment purchase, working capital, inventory purchase
and debt consolidation offer up to 10 year terms.
Longer
repayment terms will allow your company to greatly improve
its cash flow, freeing funds for additional growth. In
addition SBA loans are fully amortized and loans
with a maturity of 15 years or less carries no
prepayment penalty. Loans utilized for real estate
purchase with a maturity longer than 15 years will be
subject to a prepayment penalty of 5% of the amount the
first year, 3% the second year and 1 % the third year.
Once the loan is seasoned three years or more, there is no
prepayment penalty for the remainder of the life of the
loan.
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Uses for SBA
Financing
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Purchase of Machinery
Furniture and Fixtures
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Owner/User Commercial
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Real Estate Purchases
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Expand or Upgrade Facilities
Inventory Purchase
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Business Acquisition
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Franchise Purchase
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Debt Repayment
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Construction! Take Out
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Refinance Balloon Payment on Owner Occupied
Property
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Working Capital
SBA
Loan Guide
SBA
Glossary
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Why
Access Finance
Since
1990, our friendly staff of Small Business Experts have
been helping many companies like yours expand and prosper
by securing strategic financing designed for success.
Our
officers are dedicated professionals who are interested in
your financial needs and have the experience and resources
to meet all of your demanding requirements.
We
prepare the loan application package both for the Bank and
the SBA.. We prepare all of the narrative and historical
data. We also assist with recommendations for the
preparation of the business plan, forecast and
assumptions.
Our
job is to obtain financing quickly and easily for you. Let
our staff of Small Business Loan Specialists
assist you in determining your eligibility status. They
will recommend a financial package that will best suit
your needs and the paperwork will be completed and filed
for you.
Apply
We are more than happy to answer any question that you may
have.
Please call us at 818 714 2300, email us at mailto:accessbancorp@accessgouponline.com, |
