MERCHANT

| Retail | Wireless | Touchtone| MOTO | Internet/Virtual Terminal | Internet/Ecommerce | Equipment |

Internet Business Merchant Account

Virtual Terminal/Merchant Interface

The Access Finance's Virtual Terminal is a secure, browser-based interface that enables businesses to authorize, process and manage credit card transactions from any computer that has an Internet connection and a Web browser. Virtual Terminal replaces standard authorization terminals or software, and provides the best solution for merchants who manually enter credit card transactions for mail or phone order sales.

Virtual Terminal suits businesses of all sizes because it reduces the complexity and expense normally associated with authorizing and processing credit card transactions. It's also much faster than standard dial-up authorization systems.

 

How Internet Credit Card Processing Works

Businesses with an Access Finance account may access the Virtual Terminal through the Web site using any Web browser. After logging into their account using a unique user ID and a password, merchants can access the complete range of Access Finance services -- authorizations for purchases, credits and returns, status and activity reports, and much more.

To authorize credit card transactions, the merchant must complete an electronic form that provides the  system with the information it needs to complete the transaction. This information is encrypted using the latest 40 or 128-bit Secure Socket Layer (SSL) 3.0 technology and is sent to an host server. The server then sends the data through the authorization network to the appropriate card issuer's bank using a secure, proprietary connection. When the process is complete -- this usually takes around three seconds -- the merchant receives an authorization number, and the server stores the transaction. Transactions are automatically settled each day and are typically funded within two to three business days.

Merchants can also check the status of transactions and run a variety of reports right from the Merchant Interface.


For more information on wireless credit card processing call us at 310-859-7900, email us at  access@accessgrouponline.com or apply online

We are more than happy to answer any question that you may have.   

 

 

 
 

How To Apply 

Call (310) 859-7900 or apply online and an Access Finance representative will contact you so you can begin accepting credit cards

 

Access Finance can offer state of the art equipment. We have everything you need! Ask your sales representative and he will guide you based on your needs.

 

Payment Services

Credit Cards - Accept all credit cards, including Visa, Mastercard, American Express, Discover, Diner’s Club/Carte Blanche, and JCB.

Virtual Check - Virtual Check is a value added enhancement to your Internet Storefront, which allows you to accept and process electronic check payments using SSL encryption. The check processing system debits your customer’s account via Automated Clearing House (ACH) and then transfers the funds into your business account. Benefit from:

  • Faster access to cash - batches are automatically presented for settlement daily.

  • Quicker notification of returned checks than conventional means.

  • Automatic redeposit saves time.

  • Comfort of knowing that customer data isn’t compromised.

  • View check transactions online in real time.

  • Customer quickly notified that transaction was accepted.